We are looking for a competitive Insurance Sales Agent to help us expand our business by actively seeking and acquiring new clients. You will identify their needs and demands and sell accordingly.
The goal is to formulate strong relationships to ensure growth and preserve and augment our firm’s prestige.
Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as independent broker, or be employed by an insurance company.
*Attend meetings, seminars and programs to learn about new products and services, learn new skills, and receive technical assistance in developing new accounts.
*Calculate premiums and establish payment method.
*Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.
*Confer with clients to obtain and provide information when claims are made on a policy.
*Contact underwriter and submit forms to obtain binder coverage.
*Customize insurance programs to suit individual customers, often covering a variety of risks.
*Develop marketing strategies to compete with other individuals or companies who sell insurance.
*Ensure that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms.
*Explain features, advantages and disadvantages of various policies to promote sale of insurance plans.
*Explain necessary bookkeeping requirements for customer to implement and provide group insurance program.
*Inspect property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk.
*Install bookkeeping systems and resolve system problems.
*Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.
*Monitor insurance claims to ensure they are settled equitably for both the client and the insurer.
*Perform administrative tasks, such as maintaining records and handling policy renewals.
*Plan and oversee incorporation of insurance program into bookkeeping system of company.
*Minimum BSc degree in Insurance or related field.
*Agents must be licensed in the states where they work.
*Proven experience as an insurance sales representative
*Good comprehension of insurance plans including automobile, fire, life, property, medical etc.
*Ability to work with computers and understand and interpret standard statistical findings
*Excellent skills in communication and presentation
*Experience in delivering client-focused solutions and in creating long-lasting relationships
*Analytical skills. Insurance sales agents must evaluate the characteristics of each client to determine the appropriate insurance policy.
*Communication skills. Insurance sales agents must be able to communicate effectively with customers by listening to their requests and suggesting suitable policies.
*Initiative. Insurance sales agents need to actively seek out new customers to maintain a flow of commissions.
*Self-confidence. Insurance sales agents should be confident when making “cold” calls (calls to prospective customers who have not been contacted before). They must speak clearly and persuasively and maintain their composure if rejected
MODE OF APPLICATION:
Interested applicants should forward their CV to hrm.realisticgoalresources @gmail.com, or forward their contact, post applying for, location and years of experience to the message box or mobile number on the advert. Only shortlisted candidates will be contacted