The HP 12C Financial Calculator is one of the most iconic financial calculators ever made. Introduced in 1981, it remains the longest-selling HP calculator and is widely used by professionals in banking, accounting, real estate, investment, and finance. It is approved for exams such as the CFA, CFP, and GARP FRM.
Key features
Reverse Polish Notation (RPN) entry system
Time Value of Money (TVM) calculations
Net Present Value (NPV)
Internal Rate of Return (IRR)
Cash flow analysis (up to 20 cash flows)
Loan amortization
Bond price and yield calculations
Depreciation methods (Straight-line, Declining Balance, Sum-of-the-Years'-Digits)
Date arithmetic
Basic statistics and regression
Keystroke programming (up to 100 program steps)
Over 120 built-in functions