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Lagos, Epe
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Loan Review/Risk Officer

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Company Name
Capital Metriq microfinance bank
Job Type
Full-Time
Work Setup
Office
Career Level
Junior
Application Deadline
May 1, 2024
Responsibilities
We are currently seeking a dynamic and experienced individual to join our team as a Loan Review/Risk Officer. The primary responsibility of this role is to assess, analyze, and mitigate risks associated with our loan portfolio. The successful candidate will conduct comprehensive reviews of loan applications, perform credit risk assessments, and develop strategies to minimize potential losses while maximizing profitability.
Requirements & Skills
1. Evaluate loan applications and creditworthiness of applicants. 2. Conduct thorough risk assessments to determine the likelihood of default and potential losses. 3. Review and analyze financial statements, credit reports, and other relevant documents. 4. Monitor and track existing loan portfolios to identify emerging risks and trends. 5. Collaborate with internal teams to develop and implement risk mitigation strategies. 6. Provide recommendations for loan approvals, modifications, or rejections based on risk analysis. 7. Prepare detailed reports and presentations for management and regulatory authorities.
Minimum Qualification Requirements
1. Bachelor's degree in Finance, Business Administration, or related field. 2. Proven experience in loan review, credit analysis, or risk management within the banking or financial services industry. 3. Strong understanding of lending principles, credit risk assessment methodologies, and regulatory requirements. 4. Excellent analytical skills with the ability to interpret complex financial data. 5. Solid communication and interpersonal skills with the ability to collaborate effectively with cross-functional teams. 6. Detail-oriented with a proactive approach to problem-solving. 7. Proficiency in Microsoft Office Suite and relevant software applications.
Minimum Experience
2 years
Store address
Lagos State • Ikeja
NO 14, ABIODUN SOBANJO STR. AGINGIDBI, IKEJA LAGOS
Get to Mega Chicken at Agidingbi
Closed now
• Mon - Sat, 07:00-18:00
The job is preferably for applicant residing in Lagos Island If you possess the required qualifications and skills for this role and are passionate about contributing to the success of our organization, we encourage you to apply. To apply, please send your resume and a cover letter outlining your suitability for the position to capitalmetriqswiftbank Join us in shaping the future of banking and making a positive impact on the lives of our clients. Capital Metriq microfinance bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
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