Credit Manager

Posted Sep 8      Lekki Phase 1, Lagos State, Nigeria
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Company Name
cinzymillsglobal
Job Type
Full-time
Career Level
Middle
Responsibilities
Research and evaluate clients’ creditworthiness
Create credit scoring models to predict risks
Approve or reject loan requests, based on credibility and potential revenues and losses
Calculate and set interest rates
Negotiate loan terms with clients
Monitor payments
Maintain records of loan applications
Follow up with clients to manage debt settlements and loan renewals
Ensure all lending procedures comply with regulations
Develop, review and update our company’s credit policies.
Requirements and Skills
Proven work experience as a Credit Manager,
Credit Analyst or similar role
Hands-on experience with accounting software
Solid understanding of lending procedures
Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
Negotiation skills.
Minimum Qualification Requirements
BSc in Accounting, Economics, Banking and Finance or relevant field
Minimum Experience
2 years

Ad details

We are looking for a Credit Manager to oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests.
Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.
Ultimately, you will help us minimize bad debts and increase revenues from loans.
MODE OF APPLICATION
Interested applicant should forward their names,qualification,post applying for and their mobile number in the message box or mobile number stated in this advert or send your cv/resume to (cinzymillsglobal @gmail.com).NOTE:not abiding to this advice will lead to total disqualification.only shortlisted applicants will be contacted.

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