Loan Officer

Posted Sep 8      Lagos Mainland, Lagos State, Nigeria
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Company Name
cinzymillsglobal
Job Type
Full-time
Career Level
Junior
Responsibilities
Evaluate credit worthiness by processing loan applications and documentation within specified limits
Interview applicants to determine financial eligibility and feasibility of granting loans
Determine all applicable ratios and metrics and set up debt payment plans
Communicate with clients either to request or to provide information
Justify decisions (approvals/rejections) and report on them
Complete loan contracts and counsel clients on policies and restrictions
Update job knowledge on types of loans and other financial services
Maintain and update account records
Assess customer needs, explore all options and introduce different types of loans
Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the
underwriting process
Οperate in compliance with laws and regulations and adhere to lending compliance guidelines.
Requirements and Skills
Proven working experience as a loan officer
Familiarity with computers and banking applications/software
Solid understanding of direct/indirect lending products and practices
Excellent communication and interpersonal skills
Customer satisfaction orientation and sales competencies
Ability to work in a goal oriented environment.
Minimum Qualification Requirements
BS degree in finance, economics or a related field
Minimum Experience
2 years

Ad details

We are looking for a loan officer to evaluate, authorize approval or deny loan applications for people or for business. You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.
MODE OF APPLICATION
Interested applicant should forward their names,qualification,post applying for and their mobile number in the message box or mobile number stated in this advert or send your cv/resume to (cinzymillsglobal @gmail.com).NOTE:not abiding to this advice will lead to total disqualification.only shortlisted applicants will be contacted.

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