For you to function effectively in this position within the banking organization, you will be based in city/state location of position which is Lagos.
Recommends loan solutions in accordance with lending guidelines and clients' requirements.
Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls.
Develops and prepares loan solutions and cross sell products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency.
Collaborates with internal and external stakeholders to complete mortgage transactions.
Collects and analyzes customer financial information for multifaceted and/or complex borrowers.
Manages Risk - Basic Experience
Assesses and effectively manages all of the risks associated with their business objectives and activities to ensure activities are in alignment with the bank's and unit's risk appetite and risk management framework.
Customer Focus - Working Experience
Knowledge of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions, and ability to leverage that information in creating customized customer solutions.
Job Specific Competencies
Customer Experience Management. - Extensive Experience
Implements the strategies and techniques used to ensure that customers have a positive experience with the organization and its products and services at every touch point.
Selling. - Extensive Experience
Applies diverse tools, tactics and techniques to persuade customers to buy an array from the suite of banking products or services. Identifies prospecting approaches to identifying potential customers and creates opportunities in order to sell financial solutions and ideas to customers.
Effective Communications - Extensive Experience
Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.
Matrix Management - Working Experience
Ability to build and use effective working relationships within own department and across department, functional, and geographic reporting lines.
Loan Origination - Extensive Experience
Knowledge of the skills, methods and technologies used to process new loan applications; ability to perform loan origination activities while adhering to established policies and procedures.
Mortgage Products - Extensive Experience
Knowledge of and ability to utilize commercial and residential mortgage instruments available in the branch and apply them to specific situations.
Financial Analysis - Extensive Experience
Knowledge of and ability to read, interpret and draw accurate conclusions from financial and numerical material.
Scheduling Work and Activities - Working Experience
Knowledge of the schedule creation process; ability to develop and maintain a workable schedule to accomplish the overall goals of day-to-day operations.
SALES TASKS AND ACTIVITIES - Extensive Experience
Knowledge of and the ability to sell an organization's products and services.
Cross-Selling. - Working Experience
Ability to utilize tools and techniques for understanding the needs of customers; markets to clients a full suite of bank products. Promotes financial ideas and solutions from new or existing relationships resulting in increased revenue generation.
A degree in accounting,management,economics,business administration will be required.
Must have ability to communicate effectively.
Ability to analyze.
Knowledge of microsoft,autocad and other software.
Must understand that people are number one.
HOW TO APPLY
If you are to apply for this position please send your cv to hr.zizivalng @gmail.com or send name,phone number,age,location and position applying for to 08033048741, this position is for Lagos resident only