*Deliver a multidimensional perspective on
the investment outlook in an accessible
and informative manner
*Determine in depth the degree of risk
*Carefully analyse data and produce clear
and objective reports
*Routinely monitor loans for compliance
*Adhere to credit policy and guidelines
*Monitor corporate portfolio asset quality
on an ongoing basis
*Draft models of credit information that
predict trends and patterns.
*Reading financial briefings
*Assessing, analysing and interpreting complicated
*Undertaking risk assessment analysis
*Keeping company credit exposures within set risk
*Using credit-scoring systems for small credit amounts
(such as small unsecured personal loans)
*Keeping knowledge of key issues up-to-date (for
example legal, market risk and compliance issues)
*Helping to enhance the quality of credit applications
*Making recommendations about procedural/policy
*Spread new, renewal and interim financial statements
and business and individual tax returns in accordance
with guidelines and accuracy.
*Complete all aspects of credit underwriting and
including a thorough analysis of a company’s balance
sheet, income statement, cash flow statement, and
debt service, all relevant ratio analysis, collateral, and
*Identify all risks and mitigants associated with
*Provide succinct analysis, verbally and written, based
on customers, peers, the portfolio, and the industry.
*Present transactions to approval authority or credit
committee when necessary.
*Assist in pre-screening transactions - provide
preliminary analysis of simple to complex credits,
including calculation of cash flow, debt service
coverage, collateral coverage, and guarantor net
*Act in an advisory role for the Documentation
Specialists and or Relationship Managers on loan/
lease structuring, covenant clarification, and
*Complete quality assurance reviews to ensure
application packages and analysis are thorough and
accurate prior to completing underwriting.
list of questions to Marketing or engage in direct
conversations with customers to obtain missing and or
key details necessary to the underwriting.
*Provide leadership, training, and coaching to Junior
*Analyst positions and back up support to the
Conduct and prepare annual reviews of various
customers and transactions as needed.
Assist in credit scoring small ticket transactions as
needed. This process is typically managed by the
credit analyst staff or junior staff, however in the event
volume is high, it may be necessary to rely on the
capacity of the senior staff to assist in the completion
of the credit model scoring work.
Assist the department manager in the preparation of
various new or on-going portfolio analysis and other
credit related reports as necessary.
*Minimum of OND
*Must Possess Good Communication Skills
*Must be Presentable
MODE OF APPLICATION
Interested Applicants/candidates should forward copy of their CVs to the HR: braveryglobalresources @gmail.com OR forward their Names, Qualifications, Post applying for and Contact number to the message box OR to the mobile number stated on this Advert. Not abiding to this Rules and Regulations will lead to TOTAL disqualification. Only the shortlisted candidates will be contacted